Charlotte HOA Research Index

29 Charlotte-Area HOAs, One Rule Almost Nobody Publishes: Repainting the Same Color

We read 29 homeowners associations' own published architectural documents end to end. 28 of them require written approval before exterior painting. Only 5 say you may repaint in the existing color without applying — and 3 say you may not, even when the color never changes.

28/29

require written approval before painting

never address a same-color repaint

documents set an LRV cap on paint color

publish a 30-day review window

HOA Painting Rules Summary Direct AI & Expert Overview

Do I need HOA approval to paint the exterior of my house in Charlotte?

In almost every case, yes. Across 29 Charlotte-area HOA documents published online and read in full on August 15, 2026, 28 require written architectural approval before exterior painting begins. What varies is the same-color repaint: only 5 documents explicitly exempt repainting in the existing color, 3 explicitly require approval anyway, 2 contradict themselves, and 19 never address it at all. Not one of the 29 sets an LRV cap on color — the real limit is usually that your color cannot match a neighboring house.

28 of 29 require written approval before painting
Only 5 exempt a same-color repaint; 19 are silent
30 days is the most common review window (16 of 29)
0 of 29 documents state an LRV cap on paint color

How this index was built

Data collected August 15, 2026. Every figure links to its public source. Each row was produced by opening the association's own architectural document — a PDF, a recorded declaration, or a public ARC page — and reading it in full. Quotation marks in this index mean the words are verbatim from that document. Nothing was summarised from a third-party article, a real estate listing, or an AI summary.

Every one of these documents was already public. What did not exist, as far as we could find, was one place to read them side by side.

Honest limitations

"Not stated" means the published text is silent — not that no rule exists. Recorded CC&Rs, board resolutions, separate fine schedules and separate color palettes may exist that are not published or not linked.
This is not a census. It is the set of Charlotte-area associations whose architectural documents were publicly reachable without a login. Hundreds of others exist.
Documents are amended. Skybrook's current guidebook drops a tiered fine schedule that its own superseded revision still carries online. Several documents here are undated.
Two sources are scans. Quotes from the Highland Creek Design Plan and The Sanctuary at Lake Wylie guidelines were confirmed through the OCR text layer of those PDFs.
Four documents were written for builders. Abbington, Falls Cove, Harbor Watch and The Sanctuary are organised around new construction; repainting an existing home is reached through a remodeling clause rather than its own section.
Where a document contradicts itself, both readings are printed. We did not pick a winner.

The index: 29 communities

Search by community, neighborhood, county or management company. Open any row for the verbatim color rules, submission process, review window and enforcement language.

Search communities County

Community	Where	Approval	Same-color repaint	Review window	Palette	Source
Highland Creek Community Association	North Charlotte / Highland Creek (28269) Mecklenburg County	Yes	Not stated	About 2 weeks	Per submission	Document
Read the published rules for Highland Creek Community Association Color limits No LRV cap and no banned-color list stated. Stated color rules: garage doors "are to be a four panel design and of a color that matches the adjacent wall or trim. Light colors are preferred." (1.1.1); roofs — "When replacing a roof, the color of roofing in individual villages shall be consistent in color value, although other colors may be granted by submitting a request to the MC" (1.1.2.1); decks — "All wood decks are to be left natural, given a semi-transparent stain or painted a color complementary to the exterior colors of the house as approved by the MC" (1.1.2.2); enclosures of wood pickets or lattice "shall be left natural, stained with a semi-transparent weathered wood color, or painted to match the siding or trim on the" house. SECOND SOURCE — the builder-facing Highland Creek Design Plan (design guidelines updated March 18, 2010, OCR text layer) adds: "Soft, subdued earth tone paint colors should be used. Bold, primary or unusual colors are prohibited. Each builder is required to submit a color pallet to the NCC for approval"; "All wood must be painted or stained excluding decks. Naturally weathered wood is prohibited in all cases"; BRICK — "Medium to dark ranges in earth tone colors... Orange and pink hues are not acceptable"; WOOD SIDING — "Stained in earth tone colors if cedar; painted in neutral colors if pine or smooth cedar." CONFLICT BETWEEN THE TWO DOCUMENTS: the homeowner Rules document says garage doors "Light colors are preferred"; the builder Design Plan says "Darker colors are preferred over light colors." Both quotes verified verbatim in their respective PDFs. Submission process "REQUEST FOR ARCHITECTURAL APPROVAL - GENERAL" form, bound into this same PDF (p.13). "Painting" is one of the printed checkbox modification types ("___ Addition ___ Porch ___ Exterior ___ Deck/Patio ___ Painting ___ Sunroom/Screened Porch"). Applicant must "Describe how the change will look: Color, Finish, Materials, etc." and submit a copy of the physical survey with the change drawn in, plus plans/drawings/samples or manufacturer's brochure, contractor, and estimated start/completion dates. Reviewed by the Modifications Committee (MC). Submitted by mail (PO Box 11906, Charlotte NC 28220-1906), fax 704-347-4475, or email. New construction goes to the New Construction Committee (NCC) under the separate Design Plan, which sets a two-phase submittal with "Phase I Schematic Site Plan 10 working days... Phase II Construction Documents 10 working days." Note: the document also states compliance "is not the sole basis for review of applications and does not guarantee approval" and "Decisions may be based on purely aesthetic considerations." Review window "Please allow two weeks for the Modifications Committee to consider your application." Repainting the same color Not stated. Enforcement "Installation without Modifications Committee approval will subject the Homeowner to fines and/or penalties." (printed on the approval form). The leasing section further provides that unpaid fines "shall constitute a lien against the unit." No dollar amounts stated. The Design Plan adds: "Unapproved changes that occur during actual construction that differ from approved design will require alterations at the builder/owner's expense to restore compliance with approved drawings." Management company William Douglas Management (the bound approval form routes submissions to PO Box 11906, Charlotte NC 28220-1906, fax 704-347-4475) Source Highland Creek Rules and Guidelines (PDF) Second document: Highland Creek Design Plan, updated March 18, 2010 (PDF)
Davis Lake Community Association	North Charlotte / Davis Lake (28269); standards also bind the Legacy and Woodcroft sub-communities Mecklenburg County	Yes	Approval required	45 days	Per submission	Document
Read the published rules for Davis Lake Community Association Color limits No LRV cap stated. Item 12 (House Painting): "All changes in color of house, trim, shutters, doors, etc. must be harmonious with the other colors used on the structure and must be harmonious with the other colors used in the neighborhood"; "House color may not be the same as color of houses immediately adjacent to it"; "A sample of the proposed color/s must accompany the application." Roofs restricted to a closed list: "i. Black ii. Gray iii. Cedar iv. Weathered Wood v. Rustic Tan vi. Vermont Slate." Deck and patio colors (for wood decks/patios): "i. Natural ii. White iii. Porch colors, trim and roofing must match the color of the home. In certain cases, white may be allowed as a substitute for matching the home color iv. Neutral colors that are approved by the ARC." Vinyl siding: "Vinyl siding color is to be approved by the ARC." Driveways: "No painted or sealed driveways." Garage doors: "ABSOLUTELY NO DOOR MURALS/PAINTINGS." Submission process The section heading is literally "12. House Painting- Requires Application." Requires a completed "DLCA Application for Change or Addition" with plans and specifications "submitted to and approved in writing by the Architectural Review Committee (ARC)" before any change. A color sample must accompany the application. Appeals go to the Board of Directors (BOD). Review window "The ARC, as stated in the CC&R must respond within forty-five (45) days of receipt of a completed Application." Appeals: "Formal appeals must be submitted, in writing, to BOD within fourteen days of denial... A formal closed appeal hearing will be held within sixty days of date of appeal." Repainting the same color Still requires approval. Item 12.a.iv, verbatim: "ALL painting, whether maintaining existing color (house, trim, shutters, doors, etc) or changing colors MUST be approved by the ARC." Enforcement "Should the homeowner not follow the ARC process, and/or if homeowner disregards the ruling of the ARC... the non-compliance procedure would be invoked and a fine may be levied. If compliance is not met, a fine of $100.00 per incident plus a fine up to $100 a day may be levied by an Adjudicary Board... Should the fine not be paid a lien may be placed on the homeowners' property." Resale exposure: "If you are selling your house and it's not an approved color, the seller must let the buyer know they are purchasing a non-compliant home and may be required to re-paint the house to an approved color." Management company Self-managed with an on-site association office Source Davis Lake ARC Standards (PDF)
Skybrook (Historic Skybrook) Homeowners Association	Huntersville / NE Charlotte corridor (Skybrook) Mecklenburg County	Yes	Approval required	30 days	Per submission	Document
Read the published rules for Skybrook (Historic Skybrook) Homeowners Association Color limits No LRV cap, no palette list and no banned house-color list. Document = "Community Rules and Regulations Guidebook - Historic Skybrook," revised 11/21/24 (11pp). Sec. IV.6: "Any changes to external materials or color must be submitted to the ARB for approval prior to any work being performed on site. The homeowner must receive approvals for all colors or stains for the purpose of resurfacing or renewing any exterior building wall or any accessory structure surface (including but not limited to deck, playhouse, fence, etc)." Sec. IV.7: "Concrete driveways, walkways, and pavers may not be painted." Fencing: wood fencing "left natural or stained a natural wood color (any paint or stain with color shall be submitted for approval during the ARB review)"; "All hardware must be galvanized or painted black"; "All decorative metal fencing must be painted black." Trash-container screening: materials "may only consist of wood or vinyl and shall match the predominant color of the primary residence." Solar: "Colors of all associated items must blend with existing colors of roof and home." Landscaping: mulch limited to "brown pine needles or brown to dark brown color, shredded wood mulch," and dyed mulch such as red mulch is excluded; synthetic grass "must be naturalistic green in color." Submission process Application to the Skybrook Architectural Review Board (ARB) prior to installation: "All items listed in these guidelines and within the Skybrook CCRs must be approved by the Architectural Review Board (ARB) prior to installation. All improvements must be shown on a survey (to scale) with details of the request verifying that all CCRs and the community's architectural integrity has been met or exceeded." "Once the project is complete, the homeowner must notify the committee for final inspection." No paint-specific form is named. Review window "The Skybrook ARB has 30 days upon receipt to approve, approve with conditions, or deny requests." Repainting the same color Still requires approval. "The homeowner must receive approvals for all colors or stains for the purpose of resurfacing or renewing any exterior building wall or any accessory structure surface," with no same-color exemption stated. Enforcement No painting-specific fine schedule is stated. General: "your Board will enforce these guidelines in its best discretion." The only dollar figures in this revision sit outside the architectural rules — noise: "Repeated violations may result in notifications of violations and may result in fines of up to $100 for each violation"; parks/lakes/common-open-space misuse may "result in a fine to the hosting resident" plus special assessment, with "Written notice and an opportunity for a hearing." NOTE: the tiered schedule of "$50.00 for the first offense / $100.00 for the second offense / $250.00 for the third and each subsequent offense" appears only in the superseded 8-page revision, not in this current guidebook. Management company CAMS (Community Association Management Services) — the document names the CAMS portal only for park/pavilion reservations; earlier revisions were administered by Cedar Management Group Source Community Rules and Regulations Guidebook, revised 11/21/24 Second document: Superseded 8-page revision (carries the tiered fine schedule)
Abbington of Cabarrus County Homeowners Association	Harrisburg Cabarrus County	Yes	Not stated	30 business days	Per submission	Document
Read the published rules for Abbington of Cabarrus County Homeowners Association Color limits No LRV cap and no banned-color list stated. General standard 3.2.6: "Appropriate colors shall be used, and colors shall be used with restraint." Downpipes: "All exterior downpipes (except copper downpipes) shall blend with the color of the exterior walls of the residence." Roof structures: "All roof structures, such as attic vents, plumbing vents, etc., shall be treated or painted to blend with the roof shingles, except that flashing applied to vertical surfaces may be painted to blend with the vertical materials where more appropriate." "Exposed electrical equipment, stub outs, conduit, drain lines, pipes and vents must be painted to match the color of the home." Section 4.6 Exterior Materials and Colors limits substrates to "brick, stucco, stone, cedar shake, high-grade vinyl siding and 'Hardy Plank' type siding" and states "The ACC reserves the right to require builders to produce sample boards of colors if they are not on file with the ACC." Submission process Application for Approval to the Architectural Control Committee (ACC), "using a form to be obtained from the ACC," with a one-time $500.00 Processing Fee placed in escrow. CAVEAT ON SCOPE: this document is the Town of Harrisburg / Abbington Architectural, Landscape Design and Construction Guidelines (dated 07.21.03) and is written primarily around new construction and builder submittals (Preliminary Design Approval, Final Design Approval, Landscape Plans). Repainting an existing house is not called out as its own line item. The clause that reaches existing homes is 4.19 Remodeling and Additions: "All criteria governing site location, grading and excavating, structures, roofs, landscape, colors and aesthetics will apply to remodeling and additions to the same extent as to new construction... Possible future improvements or additions that will be of particular concern to the ACC are skylights and solar collectors, recreational features, lighting, antennas and satellite television dishes and house colors. An approval from the ACC is required for remodeling and additions just as it is for new construction." The Declaration also authorizes the Board to create an "Architectural Changes Committee" to review changes to existing homes. Review window Failure-to-act clause, stated for final Building Plans and Specifications: if the ACC fails to approve or disapprove "within thirty (30) business days after receipt thereof" on a full and complete submittal, and again fails to act "within ten (10) days after additional written request," then "it shall be conclusively presumed that the ACC has approved such conforming Building Plans and Specifications." Separately, a site inspection "shall be made within six (6) business days of the date the request is received by the ACC." Repainting the same color Not stated. Enforcement No dollar fine schedule stated. "The ACC shall have the right to stop any unauthorized clearing and/or construction activities that are commenced on a Lot in violation of the terms and requirements of this paragraph." The construction escrow may be applied "To pay any other costs, fines or expenses which, by the express terms of the Guidelines, may be deducted from the" escrow. Management company RealManage Source Abbington Architectural, Landscape Design and Construction Guidelines (PDF)
University Heights & University Townes Homeowners Association	University City, Charlotte Mecklenburg County	Yes	Not stated	Not stated	Not stated	Document
Read the published rules for University Heights & University Townes Homeowners Association Color limits No LRV cap and no house-color palette stated. IMPORTANT SCOPE NOTE: for the townhomes, exterior painting is an Association responsibility, not the owner's — under "TOWNHOME ASSOCIATION MAINTENANCE RESPONSIBILITIES: 1. Exterior maintenance of the building: a. Paint and/or stain the exterior of the Townhomes including front doors." Owner-side color rules that are stated: storm doors "must be trimmed in white, match the door color or pewter/nickel provided that the hardware and kickplate on the front door is changed to match"; fences — "Color: Cedar Stain sealant only – the exact shade will be given once approved"; "All window coverings facing the front of a home shall be white in color"; a satellite dish "cannot be painted; it must maintain the manufacturer's original color." Submission process Architectural Control Committee (ACC). Section VI.1: "No exterior changes to the buildings or common areas can be made without prior approval of the Architectural Control Committee." The ARCHITECTURAL MODIFICATIONS section quotes Article VII of the Declaration: "nor shall any exterior addition to or change or alteration therein (including but not limited to, color or painting or the exterior and type of exterior finish, any existing or builder-installed construction material, plant material or ground cover) be made, except in exceptional cases… without the prior approval of the Architectural Control Committee…" Submission: "please mail, fax or email your request to: Association Management Group, P.O. Box 472029, Charlotte, NC 28247; email – PropertyManager@UniversityHeightsHOA.org; Fax number (704) 889-9500. The form is also located on the website: www.universityheightshoa.com." Review window No review period stated in the published document. Repainting the same color Not stated. Enforcement Three-step process stated: "STEP ONE: A hang tag will be left on the door of the home where the violation exists. STEP TWO: If the violation is not corrected, a second hang tag will be left... STEP THREE: The homeowner will be invited to a Hearing of the Board of Directors... The Board has the authority to fine the homeowner up to $100 per day or per occurrence of future violations of the Rules and Regulations and/or resolve the situation and assess the owner for the costs." For unapproved exterior changes specifically: "If a resident makes changes without prior approval, the Association reserves the right to put the area back to its original condition and bill the owner." Management company Association Management Group of Charlotte, Inc. (PO Box 472029, Charlotte NC 28247; 704-897-8788) Source University Heights Rules & Regulations
Cambridge Grove	Huntersville (28078, Glencrest Dr area) Mecklenburg County	Yes	Not stated	Not stated	Not stated	Document
Read the published rules for Cambridge Grove Color limits No exterior color rules, palette, banned colors or LRV cap stated on the published page. Submission process Architecture Team "Property Enhancement Request." The page states: "Please use the following guideline when planning to do any of the following upgrades/modifications to your home or property. It is important to follow these guidelines to ensure you are in compliance with Cambridge Groves covenants and local ordinances." "Exterior Color Change" and "Roofing" are listed under "Other Examples" (alongside Deck, Covered Porch, Patio, Pool, Garage, Home Addition). The named form, "the Arch Form found here: See HOA Related Documents tab," is specified on the page for Fencing requests; the page does not separately name a form for exterior color change. Closing instruction: "If you are unsure if you project requires prior review and approval please contact the HOA Board at hoa@cambridgegrove.com." Review window No review period stated on the published page. Repainting the same color Not stated. Enforcement No enforcement or fine language stated on the published page. Management company HOA board self-directed with third-party property management Source Cambridge Grove Architecture Team page
Mallard Trace Homeowners Association	Mallard Creek Road, Charlotte (28262) — University area Mecklenburg County	Not stated	Not stated	Not stated	Not stated	Document
Read the published rules for Mallard Trace Homeowners Association Color limits No color-approval requirement, palette, banned colors or LRV cap. The one painting rule is a maintenance standard, not a color rule: "All painted surfaces must be maintained in a presentable manner with no peeling, chipping or bare wood surfaces." (alongside "A roof that has exceeded its useful life must be replaced.") Submission process The Architectural Control section of this document covers only building/height restrictions, construction costs, driveway surface materials, dwelling orientation, encroachments/setbacks, fences and walls, fire/casualty rebuild, metal structures and house size. No color-approval process is stated. Review window Not applicable — no color-approval process is stated. Repainting the same color Not stated. This document has painting content but no exterior color-approval requirement at all. Enforcement Enforcement of the maintenance standard: "The Board of Directors or any Mallard Trace homeowner has the right to enforce the covenants, conditions, and restrictions by any proceeding at law or in equity. NC State law and the Mallard Trace Violations Policy allows fines for up to $100 per day and a judicial process for enforcement of the covenants after proper notification and a hearing." Procedure: Board discussion with the owner first; then an adjudicatory panel sets a hearing on "not less than 10 days notice," with written notice of the decision "within 10 days after the hearing" and "a five day grace period after notice of the decision is mailed before fines are imposed." Appeal of a non-Board panel's decision to the Board within 15 days. Management company Self-managed (volunteer board) Source Mallard Trace covenants & rules document
Millbridge	Waxhaw Union County	Yes	Ambiguous	30 days	Per submission	Document
Read the published rules for Millbridge Color limits Sec. 13 Exterior Colors: "The exterior colors of all structures on all Lots shall be harmonious and complimentary... The exterior colors of the walls and roof of single-family residential structures shall be compatible and harmonious with the colors of nearby single-family residential structures. Highly reflective and bright colors shall be avoided. Owners may not change the exterior color of their home where another home exists with the same or similar color within close proximity (to be determined by the ARC.)" "Trim colors shall be compatible with the primary field color and limited to architectural details such as fascia, frames, shutters, front door, etc." "The color of walls of adjacent residential structures shall not be the same." Design section: "Homeowners should avoid using excessively bold or bright colors that may cause the home to stand out too much or clash with the overall neighborhood aesthetic. Exceptions may be made for styles like 'farmhouse' where traditional colors such as black and white are commonly used." House brick (Sec. 12): "there shall be no red, orange, or white-looking brick, and no weeping or black mortar. All brick shall be in subdued colors and samples must be submitted for approval... Brick and stone may not be painted to change its original coloring." SEPARATE RULE, HARDSCAPE ONLY: for landscape borders and tree rings, "Bright or solid bricks in red, orange, or white hues are prohibited" — this clause governs hardscapes, not the house. Driveways "may not be painted, sealed, or tinted." No LRV cap stated. Submission process ARC application ("ARC Form") with plans and specifications submitted to the management company; surveys are not required for painting. Review criteria for repaints "may include, but shall not be limited to, the sheen of paint, the home's architecture, any existing stone or brick accents, roof color, and neighboring properties' colors." Review window Owner notified in writing of a final determination "within thirty (30) days after the management company's receipt of a completed application and all required information"; the 30-day clock only starts on a complete submittal, and a submission put on "hold" restarts the 30-day period. If the ARC fails to act within 30 days on a complete conforming submittal, approval "shall be conclusively presumed." Repainting the same color Ambiguous within the document. Sec. 13 states "Owners may repaint in accordance with the originally approved color scheme of any dwelling or improvement. ARC approval is required for all changes in exterior painting." But the introduction states the guidelines apply to "any alterations, additions, or repainting of existing structures" and that "Any homeowner proceeding with alterations, additions, or repainting without prior approval by the ARC risks having to correct or remove any violation at his/her own expense and incurring a fine." Enforcement Sec. 10 Enforcement: the Association may enforce by proceeding at law or equity; "Owners violating the guidelines may be called in to a hearing before the Covenants' Committee / Millbridge Board of Directors." Owners violating stipulations of an approval are notified to correct (including removal of nonconforming work) at their expense; "Failure to do so will result in a hearing before the Covenants Committee or Millbridge Board of Directors where fines may be imposed." The Association may require restoration/demolition/removal of unapproved improvements and levy the cost as a special individual assessment against the Lot. No dollar amounts stated. Management company Not named in the published document Source Millbridge ARC Guidelines, 02.19.25 (PDF)
Skyecroft	Waxhaw Union County	Yes	Not stated	10 business days	Pre-approved list	Document
Read the published rules for Skyecroft Color limits Sec. 5.6 Exterior Colors: "Exterior colors are limited to warm earth tones. No pure whites or primary colors may be used." Sec. 3.10.1 (caps in original): "NO WALL MATERIALS OR COLORS THAT ARE ON HOMES IN VISUAL PROXIMITY TO THE PROPOSED HOME WILL BE PERMITTED." "If the primary color of the front façade of a new build is white or off-white in the Skyecroft color palette, then the drawings must be accompanied by a color rendering. ARC reserves the right to request color renderings when the color choices are not on the Skyecroft color palette approved list." Metal surfaces: "Anodized, copper or paint finishes are required on all metal surfaces including windows, flashing, drips, and caps, in colors matching the approved trim colors." Gutter color "should complement the trim color." Play equipment above six feet must be "finished in natural colors as opposed to primary colors." Window screen fabric "must be dark bronze or charcoal color." Vinyl, Aluminum and Composite Wood (Masonite) are prohibited as wall materials. No LRV cap stated. The palette itself is a separate file published on the ARC site, not contained in this PDF. Submission process Minor Projects Application Form. Sec. 3.14 Part A Minor Project lists "(6) Change in color of a home" as requiring an application plus a review fee; Sec. 3.3 sets that fee: "change in color of home is $250.00." Sec. 5.6: owners "must submit for review digital photos of samples of all exterior surfaces to the SARC showing color, tone, and texture," then "the materials and colors must be placed on the sample board for final approval... All required samples shall be the actual finished material." Sec. 5.6 also states "Any change of exterior colors on homes requires SARC approval and follow the same process, documentation and review as new construction." Submissions go through the online review site (registrants receive a password from the Association Manager). Review window Sec. 3.6 Review Period: a written response by e-mail "typically within ten (10) business days of receipt of the complete materials to the SARC, except with regard to the Schematic Review which will be within twenty (20) business days." Outcomes: "Approved", "Approved With Conditions", "Disapproved". Sec. 3.15 (Time to complete Minor Projects): "all Part A and B Minor Projects must be completed within one hundred twenty (120) days of the date that the application was approved by the SARC or the project will be deemed abandoned." Repainting the same color Not stated. The document addresses "any change of exterior colors"; repainting in the existing or approved color is not separately addressed or exempted. Enforcement Article 8 Notifications – Fines for Violations. Sec. 8.2's fine schedule is written for Builders and Contractors (e.g. "For commencing any construction activities prior to the review and written approval of the Architectural Review Committee: $500.00. Additional fines of $100.00 per day can be assessed if construction continues without SARC approval"), and adds: "For other violations of the Guidelines and/or CC&R's not mentioned herein, fines may be levied in the amount of up to $1000.00 per occurrence plus the actual cost of the corrective action, if any, and any HOA expense. Each 24-hour period that the violation continues shall be considered a separate occurrence." Sec. 8.3 Penalties allows the Board to suspend or revoke privileges of a Participating Home Builder. Management company Greenway Residential Management Source Skyecroft Architectural Guidelines 2022 (PDF)
Lawson	Lawson community, Waxhaw Union County	Yes	Exempt	30 days	Per submission	Document
Read the published rules for Lawson Color limits Sec. 6.5 Exterior Colors: "All exterior color changes to a house siding/trim, shutters, doors, decks, patio, porches, driveways, sidewalks, other structures on the lot, etc. require ACC/Board approval. All proposed color changes must complement the existing structure and neighborhood. House trim features around windows, doors, corners of the house, etc. shall be white or of a contrasting color from the siding color. Concrete driveway and porch sealants may be applied without an ACC approval if color closely resembles concrete grays or clear." Color-sample rule: "The color sample shall be displayed on a 3 x 4-foot square area and placed on an inconspicuous part of the rear siding or rear door of a house... An onsite visit may be required by an ACC member due to photo clarity or variations of color shades in different lighting conditions." Maintenance: "if siding, deck, playset, etc. is weathered or faded, it should receive new paint or stain to restore" appearance. Privacy screening: "White is the preferred color of screen fencing for privacy purposes." No LRV cap stated. Submission process Sec. 4.2 Application Submission: "Owner's shall submit applications to the property manager by the Electronic Form (eForm) located on the Lawson HOA internet site (www.lawsonhoa.com). The use of postal mail or email is acceptable." The application must include "a photo of the color sample for a proposed change to the original color of the home siding or exterior doors, shed or other previously approved structure." Review window Sec. 4.4: "The ACC/Board has up to 30 days to render a decision"; deficient requests or onsite visits may take longer. "If the ACC/Board fails to act on an application within 30 days of receipt all requested documents, the owner may submit a written notice of failure to act. The ACC or Board must act within ten days following receipt of written notice of failure to act or the application shall be deemed approved." Sec. 4.2: projects should be completed within ninety days of the requested start or the approval date; approvals are valid one year. Repainting the same color Exempt. Table 6.1 lists under "Does not require ACC/Board approval": "Repainting the exterior the house, shutters, doors, trim, detached building or staining a deck when using the existing color." The "Requires ACC/Board approval" column lists: "Painting the exterior house, shutters, doors, trim, detached building, or staining a deck when there is a color change." Enforcement "Any owner who initiates modifications, improvements, alterations, restorations, and/or reconstruction, to the exterior of a home or lot without the prior written approval of the ACC/Board risks having to correct or remove said action at his/her own expense and also risks having fines imposed." A violation is defined as failure to adhere to the CC&Rs, policy letters, rules and regulations, or conditions of an approved application; the property manager issues violation notice letters under Board guidance and has no independent enforcement authority. Section VIII covers Board Authority and Appeal, Project Final Inspection, and Material Deficiency. No dollar amounts stated. Management company RealManage / CiraNet portal Source Lawson ACC Handbook 2021 (PDF)
Weddington Ridge	Matthews / Weddington area Union County	Yes	Not stated	30 days	Per submission (Appendix B swatches)	Document
Read the published rules for Weddington Ridge Color limits Sec. 2.8 Exterior Colors: "Exterior color change is permitted provided an ARC Approval Form is submitted, and approved, prior to the change. Exterior colors must conform to the original scheme designed by the builder. Shutters and doors will match, compliment the exterior color scheme, and maintain the original colors intended by the builder." Sec. 2.8 refers owners to "Appendix B for examples of colors that are acceptable options"; Appendix B is a swatch chart image with no machine-readable color names. Appendix B footnote: "*White & Bright White will ONLY be approved for trim colors. They will NOT be approved for shutters or front doors." Sec. 2.12: "Garage doors shall be white in color and should conform to the original scheme." Brick (Sec. 2.7): "Very light or white colored, orange or Holiday Hills brick are not acceptable"; "Black or weeping mortar joints will not be accepted." Roof shingles: "acceptable color options would be dark brown, weathered wood, grey, charcoal, and black." Fences: treated wood "natural wood color, stained with a semi-transparent wood stain"; aluminum and wrought iron "black." No LRV cap stated. Submission process Sec. 1.3: submit to the management company "1 copy of the Request for Architectural Approval form ('ARC Approval'; see Appendix 'A')", plus a lot survey and "a list and description of the materials to be used, including, but not limited to color samples." Sec. 2.8 adds: "As paint colors can vary widely, when submitting a request for a color change, color chips or siding samples MUST be attached to the standard ARC Approval Form." (The same requirement is restated for roof shingle color changes.) The management company forwards the request to the ARC. Review window "Review of the application and notification to the applicants shall be conducted as described in Article 8 of the Declaration and within 30 days. If there is no response within 2 weeks of a received request, the homeowner/resident should contact management or the ARC Chairman." Repainting the same color Not stated. The document regulates "exterior color change"; repainting in the existing or builder color is not separately addressed or expressly exempted. Enforcement Sec. 3 Violations: "If an Owner is found to be in violation of this Guide or the CCRs, the procedures set forth in the Policy Resolution Relating to Violation Processing and Fines shall be followed to ensure compliance. Additionally, to ensure compliance, the Board has great flexibility in the fine amount (as detailed in the Schedule of Fines) and the ability to include legal action and mortgage lien as allowed by the Declaration and North Carolina" law. Fine amounts sit in a separate Schedule of Fines not included in this document. Management company Cedar Management Group Source Weddington Ridge Rules and Regulations / ARC Guidelines 2019 (PDF)
Weddington Acres	Weddington Union County	Yes	Not stated	15 days	Per submission	Document
Read the published rules for Weddington Acres Color limits Sec. 5.6 Exterior Colors: "Exterior colors are subject to review and must blend well with one another and not be a primary color. Owners must submit for review and approval digital photos of samples of all exterior surfaces to the ARC showing color, tone and texture." Sec. 3.10.1 (caps in original): "NO WALL MATERIALS OR COLORS ON HOMES IN VISUAL PROXIMITY TO THE PROPOSED HOME ARE PERMITTED" — "The current requirement is that the colors be confirmed by the builder to not conflict with" the color-separation requirements. Metal surfaces: "Anodized, copper or paint finishes are required on all metal surfaces including windows, flashing, drips, and caps, in colors matching the approved trim colors." Gutter color "if aluminum, should complement the trim color"; galvanized gutter material is not permitted. Vinyl, Aluminum and Composite Wood (Masonite) are prohibited as wall materials. Sec. 5.22: "Shutter colors should submitted for review." No LRV cap stated. Submission process ARC submittal forms are appended to the guidelines: "Minor Projects: Application Form to Submit Request for a Minor Project", "Form Three Plans, Materials, and Colors – Submit this form with the design review", plus Forms One/Two/Four/Five. Colors are submitted in digital form and reviewed at the sample-approval stage: "All exterior materials of construction shall be approved prior to application on the home. At the time of the original submittal, colors shall be submitted in digital form. The ARC will provide comments as to whether the colors appear to be acceptable." Submittals are uploaded to the ARC review site. Review window Sec. 3.5 Review Period: "properly executed applications, complete with all required submittals, fees, deposits, and dues, will be reviewed and the ARC will endeavor to provide a written response within fifteen (15) calendar days of receipt of the complete submittals to the ARC. (45 days is permitted by the CCRs)". Statuses: "Approved", "Not Approved", "Review Complete- See Comments". Repainting the same color Not stated. Sec. 5.20 requires submission for "any addition, modification, expansion or similar alteration, including changes to the color scheme"; repainting in the same or approved color is not separately addressed or exempted. Enforcement Article 7 Notifications – Fines for Violations. Notifications state the violation and "may give the Builder time to correct the violation. Or fines may be issued immediately." "In the event the violation is by an owner and is not remedied within the ten (10) day period, the HOA may levy fines in accordance with Section 47F-3-107.1 of the North Carolina Planned Community Act entitled: 'Procedures for fines and suspension of planned community privileges or services;' and in the case of construction violations, may also reduce the Compliance Security Deposit refund." A dollar schedule is given for builder and contractor actions, not for owner color violations. Management company Not named in the published document Source Weddington Acres Architectural Guidelines
Stratford on Providence	Waxhaw / Providence Rd corridor Union County	Yes	Not stated	14 days	Per submission	Document
Read the published rules for Stratford on Providence Color limits Sec. 5.6 Exterior Colors: "Exterior colors are limited to warm earth tones. No pure whites or primary colors may be used. Owners must submit for review and approval digital photos of samples of all exterior surfaces to the SOPARC showing color, tone and texture. All required samples shall be the actual finished material." Sec. 5.8: "All rooftop equipment must match roofing colors or be a color that complements the house"; "Exposed flashing, other than copper, must be painted to match the fascia." Gutter color "should complement the trim color." Play equipment above six feet must be "finished in natural colors as opposed to primary colors." Vinyl, Aluminum and Composite Wood (Masonite) are prohibited as wall materials; full vinyl windows are prohibited. No LRV cap stated. Submission process The submittal package includes "(12) Samples in digital format of all exterior materials and finishes, including paint colors, siding materials" etc. Sec. 5.20 requires that any change including "changes to the color scheme" of a previously approved residence "must be submitted to the SOPARC for approval." The guidelines also provide Minor Project application forms (Part A fee-bearing, Part B no-fee, Part C no application) — a change of home color is not listed among the Part A/B/C minor projects, so it falls under the Sec. 5.20 submittal requirement. Submittals are handled through the ARC review site. Review window Sec. 3.6 Review Period: for each phase of the three-step document review, a written response is "sent by e-mail to the registrant typically within fourteen (14) calendar days of receipt of the complete materials" (printed in the document as "fourteen (140) calendar days" — an apparent typo, verified in the source). Elsewhere the document states "Allow up to ten (10) calendar days for a response" and "Allow up to fourteen (14) calendar days for a response" for specific submittal phases. Repainting the same color Not stated. Sec. 5.20 covers "changes to the color scheme"; repainting in the same or approved color is not separately addressed or exempted. Enforcement Article 8 Notifications – Fines for Violations. Sec. 8.2: "Fines applicable to an owner will be assessed in accordance with the CCRs and Chapter 47F of the North Carolina Planned Community Act." A separate dollar schedule applies to contractors who are not owners, including "For commencing any construction activities prior to the review and written approval of the Architectural Review Submittal by the SOPARC: $500.00. Additional fines of $100 per day can be assessed if construction continues without SOPARC approval", "For violating the Sunday or holiday working restrictions: $500 per day", and "For other violations of the Guidelines not mentioned herein, fines will be levied at the actual cost of the corrective action plus any HOA expense." Management company Not named in the published document Source Stratford on Providence Architectural Guidelines
Brandon Oaks	Indian Trail Union County	Yes	Not stated	30 days	Per submission	Document
Read the published rules for Brandon Oaks Color limits This Rules & Regulations document has no community-wide exterior-paint-color section; the explicit color-change rules appear in Section 12, "The Gardens" (CCR Section 18.04): "3. EXTERIOR CHANGES: All changes to the exterior of the home must be approved in writing by the Architectural Control Committee prior to their commencement. a) Colors must conform to the original scheme designed by the Builder of the original construction. b) Shutters and doors must complement the exterior of the home and maintain the original colors intended. c) When submitting a request for color change, color chips or siding samples should be attached to the request form to help the review process. In addition, pictures of the existing exterior are recommended." Community-wide color rules elsewhere in the document: "Gutters and downspouts are to be white, colors such as black are not permitted"; trash-enclosure lattice "must be painted to match the house"; accessory buildings — "All materials used must match the color(s) of the existing home. The building should be similar in color to the siding color of the home. The trim should match the trim color of the home"; storm doors "must match the existing facade color scheme"; sidewalks may be stained only "with a color closely matching the dominant color of the foundation brick or the home's fascia brick. All other colors are excluded"; "Painting street numbers on the roadway or curb is strictly prohibited"; decorative metal fences "must be black in color"; "Artificial turf must be green in color." No LRV cap stated. Submission process "Process for Review and Approval of Improvements": "1. Download an 'Architectural Control Committee Application' from the Brandon Oaks community website at www.cusickcompany.com. 2. Submit the completed application to the Management Company" with a stamped property survey and "Detailed plans and specifications... including all color choices and building materials to be used." The Management Company forwards the application to the ACC; all notifications go through the Management Company. Review window "The ACC has 30 days from the date the Management Company forwards your request to them to review, approve, disapprove, or request additional information." "If the ACC fails to approve or disapprove an application within thirty (30) days following the receipt of the initial application, then a homeowner may submit in writing, a notice of failure to act. The ACC then has ten (10) days to respond to such notice or the application shall be deemed approved (Section 14.01)." Repainting the same color Not stated. The document addresses requests for "color change"; repainting in the existing builder color is not separately addressed or expressly exempted. Enforcement Section B Compliance & Enforcement: "The Association has the right to levy fines (as outlined in Section 4.09 and 9.11) and/or suspend common area privileges for infractions of the Rules and Regulations." "After Notice and Opportunity for Hearing, the Board may levy a special assessment against an Owner as a remedy to reimburse the Association for costs incurred in bringing an Owner, his Lot or his resident into compliance." Section C grand-fathering: "All improvements approved prior to the promulgation of a new guideline will be unaffected until the improvement requires replacement. Approval is required for replacements." No dollar amounts stated in this document. Management company Cusick Community Management Source Brandon Oaks Rules and Regulations, effective May 2022 (PDF)
Sheridan	Waxhaw / Weddington area Union County	Yes	Not stated	30 days	Per submission	Document
Read the published rules for Sheridan Color limits "No building, fence, wall, sidewalk, hedge, obstruction, driveway or other structure shall be commenced, erected or maintained upon any Lot, nor shall any exterior addition, change or alteration therein (including change of color) be made without the prior written approval of the Architectural Review Board"; Board control extends to "the composition and color of all materials used on the exterior of any structure." Exterior Materials and Colors: "Exterior materials should be four-side brick, stucco, stone, cedar shake, unless otherwise approved by the Board. The use of vinyls should be minimized." Roofs: "Roof vents, roof power vents, rain diverters, skylight housings, plumbing vent pipes and non-copper flashing shall be painted to blend with the roof shingles." "All exterior down pipes (except copper down pipes) shall blend with the color of exterior wall material, down pipes shall be painted to be compatible with the wall color to avoid conspicuous contrast." No LRV cap and no banned-color list stated. NOTE: this source is the recorded Declaration of Covenants, Conditions and Restrictions (2006), not a separate ARC guideline document. Submission process Written submission of plans and specifications to the Architectural Review Board showing "the nature, shape, height, materials and location" of the improvement; "not less than two complete copies" required; Board approval or disapproval is issued in writing. No form or portal is named in the document (the community's ARC request page is separate). Review window "In the event that the Board fails to approve or disapprove any such proposed improvement within thirty (30) days after plans and specifications in such detail as the Board may require have been submitted to it, no approval will then be required and this section shall be deemed to have been complied with." Repainting the same color Not stated. Enforcement Non-compliance: written notice mailed to the Owner and posted on the Lot; "If the Owner has not complied therewith within five (5) days thereafter, the Declarant, HOA, or the Board may enter and correct the same at the Owner's expense." "Any sums expended in the enforcement hereof shall constitute a lien upon the Lot or Lots upon which the violation occurred." Enforcement costs, court costs and reasonable attorneys' fees are a personal liability of the Owner and a lien on the Lot. Deviation from approved plans without prior Board consent "shall be deemed a violation hereof." No dollar fine schedule stated. Management company Not named in the published document Source Sheridan Declaration of Covenants, Conditions and Restrictions, 2006 (PDF)
Providence Crossing	Providence Rd corridor, Charlotte Mecklenburg County	Yes	Mixed in one document	30 days	Per submission	Document
Read the published rules for Providence Crossing Color limits "No exterior alteration, or addition, including a color change, shall commence without written approval of the ACC." The ACC reviews "exterior color combinations and any and all other elements which affect the appearance of a home or home site." Exterior Materials: "Excluding hardware, no reflective finishes or materials are permitted on the exterior of any house, unless otherwise approved by ACC"; "Allowed materials include brick, stucco and possibly stone per review, but no wood, aluminum or vinyl material will be approved as the primary house cladding." Roofs: "Roof materials and colors should be compatible throughout the community"; "All roof stacks, flashing and metal chimney caps must be painted to match the approved roof colors." Windows: "Window glass shall be plain in color"; "Glass or glass with coatings or films shall not reflect over 50 percent of ambient external light. Mirror-type glass is not appropriate." Also: "It should be understood that colors and construction materials of houses that have been approved in the past, might in the future be found to be inappropriate." No LRV cap or banned-color list for house paint. Submission process Providence Crossing "Lot/Building Changes" Application Form (Attachment A to the guidelines), submitted with design documents; "two (2) sets of complete building and site plans with completed ACC Application" for construction. Plans must be submitted at least seven days prior to a scheduled ACC meeting. The ACC is contacted through the management company. Review window "Applications for review or approval will be returned within 30 days of receipt by the ACC with the ACC's decision, comments, and limiting conditions... If the ACC fails to approve or disapprove properly submitted applications within 30 days of receipt by the ACC, the application will be deemed to have been approved." Approval expires if construction has not begun within 120 days of Final Plan approval. Repainting the same color Mixed within the same document. Additions/Remodeling/Improvements: "No work shall commence without final approval of the ACC. This includes repainting a home if another color is used other than the color originally approved by the ACC" — i.e. the repaint trigger is stated as a different color. General Community Standards: "It is required that all plans for remodeling including re-painting, re-staining and re-roofing or additions that alter the exterior appearance of any permanent structure or home site be approved by the ACC." No explicit same-color exemption is stated. Enforcement "The ACC is empowered to enforce its policies... by any action, including an action in a court of law or equity to assure compliance." On breach the Association may: obtain a decree for specific performance; "Enter upon the premises where any such violation exists or is threatened, and summarily abate, remove or otherwise eliminate, at the expense of the party that is in breach"; enjoin or abate by legal proceedings; and "Commence and prosecute an action for the recovery of damages, both consequential and punitive." All costs and attorneys' fees "shall constitute a lien, until repaid, against the real estate." No dollar fine schedule stated. Management company The document names William Douglas Property Management as the ACC contact (P.O. Box 78655, Charlotte, NC 28237) Source Providence Crossing ACC Guidelines (PDF)
Sardis Cove	Sardis Cove, Charlotte Mecklenburg County	Yes	Not stated	30 days	Per submission	Document
Read the published rules for Sardis Cove Color limits "If project requires siding or roof shingles being used, styles and color must match those used on the building." Fences: "New fences must be constructed of white vinyl or wood (which must be painted white within 90 days of installation)"; "Chain link, aluminum and wrought iron are not permitted." Storm doors: "must be 'full view' glass with equal frame borders and white in color." Patio coverings: "Awnings or sail cloths should be constructed of solid green canvas or a neutral color approved by Architectural Committee or the Board." No house-paint palette and no LRV cap stated. Note: the Association, not the homeowner, maintains "all exterior building surfaces... exterior siding, trim, gutters, downspouts." Submission process A written Architecture Review application submitted before construction or installation begins, including the planned start/completion schedule, a description of all materials, and a drawing referencing the deed property line and existing structure. "Forms for submission are available on the Sardis Cove website: www.sardiscove.net or in the mail kiosks. Verbal requests or discussions are not considered an acceptable application." A separate "Service Request form" is used for HOA maintenance and landscaping changes. The homeowner must notify the Architecture Committee on completion for final approval. Review window "The Board of Directors must respond in writing to an application within thirty (30) days of receipt and will not generally consider applications before the next monthly Board meeting held after the application is received." Repainting the same color Not stated. Enforcement "Protecting the appearance and property values of our community requires review of ANY exterior alteration to our buildings... Any unapproved alterations will be removed at the Homeowner's expense." "The Board of Directors can require removal of any structure, at Homeowner's cost, if construction is begun before approval has been granted or if materials, design, or other aspects of the construction are inconsistent with application specifications or approval letter requirements. If necessary a court order will be obtained and all legal fees and court costs will be charged to the property Homeowner." No dollar fine schedule stated. Management company Self-managed (Board of Directors) Source Sardis Cove Handbook, January 2024 (PDF)
Creekshire	Creekshire Village / Creekshire Estates Mecklenburg County	Yes	Approval required	Not stated	Per submission	Document
Read the published rules for Creekshire Color limits Exterior Painting (Section IV.E): "Painting of exterior house surfaces any color that is different than the color that is already on the house will only be approved on a case-by-case basis due to lack of color availability." Decks: "Decks must be waterproofed, sealed or stained a natural wood color." Fences: "White vinyl fencing from 4' to 6' in height or black wrought iron or aluminum powder coated picket fencing 4' to 5'"; "Chain link fencing in any form is strictly prohibited"; vinyl fencing is not allowed on the Estates side. Mulch: "ONLY pine needles, natural or black colored mulch or natural or black colored engineered rubber" mulch; landscape rocks, pebbles and gravel are prohibited. Window coverings banned: aluminum foil, solid black coverings, bed sheets, newspapers. No LRV cap stated. Submission process A written application to the Architectural Review Committee (ARC) before any action; "All applications must include a detailed description of the planned project" with, as applicable, size, height, wall material, exterior finish, roof design, roof material, location, quantity, utilities, estimated length of construction and a detailed drawing. No form name or portal is named in the document. Review window Not stated — the document sets no ARC review or response period. The only stated clock is on the owner: "All projects should be completed within thirty (30) days of start date, unless not feasible due to the magnitude of the project." Repainting the same color Still requires approval. "ANY HOMEOWNER WHO INITIATES ALTERATIONS, ADDITIONS, IMPROVEMENTS OR REPAINTING WITHOUT PRIOR WRITTEN APPROVAL BY THE ARCHITECTURAL REVIEW COMMITTEE RISKS HAVING TO CORRECT OR REMOVE SAID ACTION AT HIS/HER OWN EXPENSE." No same-color exemption is stated; the case-by-case rule in Section IV.E applies specifically to a color different from the existing one. Enforcement Repainting without prior written ARC approval "RISKS HAVING TO CORRECT OR REMOVE SAID ACTION AT HIS/HER OWN EXPENSE." "All projects will be inspected upon completion... Any work completed that is not in compliance with what was approved may result in a violation until modifications have been completed." A warning-and-fine schedule is stated in the document under Parking Enforcement: "First violations will receive a warning and will not receive a fine"; "Second and subsequent violations within 90 days of the first violation shall be fined at $25 per day per occurrence"; a Resolutions Committee holds hearings and may waive or modify fines, and "As with any other violation, any member may appeal a Resolutions Committee violation to the board." Management company CAMS (Community Association Management Services) — not named inside this document Source Creekshire HOA Rules and Regulations (PDF)
The Palisades	17030 Youngblood Road, Charlotte 28278 Mecklenburg County	Yes	Not stated	30 days	Per submission	Document
Read the published rules for The Palisades Color limits General: "New construction, additions or remodeling improvements including a room addition, screened porch, deck, in-ground pool, hot tub/spa, patio, walk, drive addition, re-painting, re-roofing or other additions or alterations to the exterior appearance of a home or structures must be approved by the ACC." Materials: "All materials shall match existing house including siding, trim, shingles, roof pitch, etc. as well as finish and color. The siding material (i.e. brick) and color must be submitted and approved by the ACC." Colors: "All exterior components shall have finish materials and color matching or otherwise complementing the existing house as determined by the ACC"; "Decks may be left the natural wood color, stained or painted to match the house with ACC approval." Fences: "Treated lumber fences may be stained with approval from the ACC"; "Aluminum and Wrought Iron fences may only be black or bronze in color"; prohibited are "Painted wood fences (other than approved natural stain)" and "Wrought iron or aluminum fences in any color except black or bronze." Play equipment and awnings: "All plastic or rubber components shall be dark or neutral colors... Bright or florescent colors are not permitted as well as patterns, graphics, text, logos"; satellite and utility components "shall be finished (painted, coated, etc.) with dark colors. No bright or fluorescent colors are permitted." No LRV cap stated. Submission process "Submittals must be complete and include a completed 'ACC Review Request Form' along with the requested documentation for review," typically a copy of the Lot Survey and, for building additions or improvements, elevation views. "Partial or incomplete submittals will be returned without review." ACC address: 17030 Youngblood Road, Charlotte, NC 28278. Review window "Properly completed submittals will be reviewed in a timely manner by the ACC. The ACC has established a 30-day response period and it is strongly advised that improvements are not undertaken without a response or approval." Repainting the same color Not stated for houses. Re-painting is listed among improvements that "must be approved by the ACC," with no same-color carve-out. The only stated maintenance exemption is for decks: "Existing deck maintenance (staining, cleaning, etc) does not require ACC approval." Enforcement "Any improvements installed without prior written approval shall be considered in violation and subject to fines and penalties. Any improvements not conforming to the guidelines in effect at the time shall be considered in violation and subject to fines and penalties." Existing Violations: further requests "may be declined, denied or otherwise not considered" while unapproved improvements or violations exist on the property. "All decisions of the ACC are final." No dollar amounts stated. Management company Not named in the published document Source The Palisades ACC Guidelines
Wynfield	Wynfield, Charlotte Mecklenburg County	Yes	Not stated	30 days	Per submission	Document
Read the published rules for Wynfield Color limits No color restrictions or banned colors stated on the page. The page requires a color sample with the request: the submission list includes "Paint House - Color Sample Required," and covers additions, fencing, roofing, siding replacement and shutters. No LRV cap stated. Submission process "Architectural Modification Request" — a digital form on the page, or an "ACC Paper Form" emailed to acc@wynfield.org. Approval must be obtained "BEFORE you begin the project." Review window "Please allow thirty (30) days for approval." Repainting the same color Not stated. Enforcement The page states an owner "could face legal action if the approval is not requested or granted" and may "be required to halt work until the approval is granted." No fine schedule stated. Management company Self-managed (Architectural Control Committee, acc@wynfield.org) Source Wynfield Architectural Modification Request page
Morrison Plantation	Mooresville Iredell County	Yes	Exempt	30 days	Per submission	Document
Read the published rules for Morrison Plantation Color limits No LRV caps or banned-color list for house paint. Verbatim rules that constrain color: Exterior Maintenance — "Homeowners must apply in writing to the ARC for approval of any addition, alteration, modification, or exterior maintenance that CHANGES the color or appearance of the improvements, structures, building, or the lot." Attic ventilators and turbines "must match the siding or trim color on the house if mounted on a gable end and must match or blend with the roof if placed on a roof." Fences: "Any stain or paint color requires ARC approval"; "Repairs to wooden fence panels, pickets, or slats must be painted to match existing fence color." Gazebos "may be natural wood, wood stain, or painted to match the house." Playhouses "Must be natural wood finish stained or painted to match the color of the house trim." Storage buildings "Must match the exterior siding of the house." "House numbers painted on the home will not be approved." "Colored lights are not permitted except as part of holiday decorations." "Reflective sunscreens and window films will not be approved." Exterior lighting: "Dusk-to-dawn security lights ... such as sodium mercury vapor lamps or high output LED fixtures will not be approved." Submission process A written request submitted to the ARC at the address provided by the HOA (no named portal or form). The application must include: (a) a site plan, (b) exterior elevations of all sides, (c) "Specifications and material samples describing the principal building materials and colors," (d) a landscape plan. The ARC documents decisions in writing, forwarded to the applicant by the HOA. Solar collectors are governed by a separate Solar Collector Policy addendum, also requiring prior written ARC approval. Review window "* (ARC IS ALLOWED UP TO 30 DAYS TO RESPOND)*". Owners are responsible for confirming with the HOA that approval has been processed before starting work. Post-completion: the ARC has 30 days to inspect, with 24 hours' notice to the owner. Repainting the same color Exempt, verbatim: "painting of trim, windows, or siding, where color, texture, or appearance are UNCHANGED do not require the approval of the ARC." Enforcement A written violation notice specifying corrective action and a deadline, "typically within 30 days." Daily fines for non-compliance: "The amount of the fine will be determined by the HOA and can range from $25 to $100 per day, depending on the nature of the violation. These fines will accrue daily until the violation is corrected... These fines will not be refunded." A lien on the property for prolonged unpaid fines, plus legal fees. Work without approval: "may be subject to fines and will be required to either remove the unapproved work or bring it into compliance at their own expense." Appeal in writing within 15 days of the violation notice or fine. Legal action including court orders. A 90-day grace period applies when new guidelines are adopted. Solar installed without written approval: "fines of up to $100 per day and/or require removal ... at the Owner's expense." Management company Morrison Residential HOA (self-managed board / ARC) Source Morrison Plantation ARC Guidelines, rev. 10/2024 (PDF)
Harbor Watch of Lake Norman	Statesville / Lake Norman Iredell County	Yes	Not stated	Not stated	Per submission	Document
Read the published rules for Harbor Watch of Lake Norman Color limits No paint palette, LRV cap or banned-color list. Material and color constraints stated verbatim: "Exterior materials prohibited include the following: asbestos shingles, aluminum siding, imitation brick or stone roll siding, exposed concrete and concrete block." "Vinyl siding shall not exceed 60 percent of total exterior wall coverings ... For front, side, or rear elevations with frontage that can be seen from the street, lake, pond, or common areas, vinyl siding shall not exceed 40 percent ... The minimum acceptable gauge of vinyl siding is .46mm." "Brick, stone, and stucco are encouraged ... every front elevation should include some brick, stone, or stucco." "Brick or stone foundations are required except for stucco homes. No parging is allowed." A detached garage "must meet roof pitch, shingles, and color of the main dwelling." "Architectural shingles are required unless otherwise approved." Fencing: "the only fencing that ARC will approve is black aluminum." "Materials and colors used for the exterior of the house must also be approved." Submission process New construction: a completed Plan Approval Check List plus one full set of house construction plans (24"x36"), site plan, surveyor's plat, Iredell County health permit, photographs and landscaping plan, mailed to Harbor Watch Homeowners Association, Architectural Review Committee, PO Box 5665, Statesville, NC 28687. Non-refundable $250 review fee; $100 "No Parking" sign fee; $5,000 road and construction bond ($4,000 refundable) for lots on the private streets. Existing homes: "Any additional improvements or changes to property or dwelling must have a Change Request submitted to the ARC for approval" — no fee for a change request. Review window No review period stated in the published document. Repainting the same color Not stated. Enforcement No fine schedule stated in this document. Stated remedies: "The Committee reserves the right to reject any house plans not acceptable to this code"; the Association "may at times place a temporary moratorium on any particular style of design"; a $5,000 road/construction bond of which $4,000 is refunded only if roads and shoulders are maintained; "The Architectural Review Fee, Road Bond, and fee for 'No Parking' signs must be paid; and the owner's HWHOA dues must be current before approval of any plans." Approved improvements "must be completed in one year from approval date." Management company Self-managed (Architectural Review Committee) Source Harbor Watch architectural code (PDF)
Falls Cove at Lake Norman	Troutman / Mooresville (Streamwood and Parkwood neighborhoods) Iredell County	Yes	Not stated	30 business days	Per submission	Document
Read the published rules for Falls Cove at Lake Norman Color limits No LRV caps. Verbatim: Sec. 3.2.7 "Appropriate colors shall be used, and colors shall be used with restraint." Sec. 4.6 "Exterior materials shall be brick, stucco, stone, cedar shake, or, if approved in advance in writing by the ACC, horizontal siding ... Natural weathering of exterior wood materials is not desired. Imitation stone or brick-like materials are generally discouraged and may be used only upon prior written approval of the ACC. The ACC reserves the right to require builders to produce sample boards of colors if they are not on file with the ACC." Sec. 4.7 roofing must be "variegated (or solid) color, dimensional architectural (sculpted) style, composition (fiberglass) shingles"; "Roof vents, roof power vents, rain diverters, skylight housings, plumbing vent pipes and non-copper flashing shall be painted to blend with the roof shingles, except that flashing applied to vertical surfaces may be painted to blend with the vertical materials." Downspouts "shall be painted to be compatible with the wall color." Play equipment (not house paint): "All play equipment must be of earth tone colors, i.e. dark greens, browns, tans. Bright, eye catching colors will not be permitted." Submission process "Application for Approval" plus a Processing Fee and Building Plans and Specifications, sent to Falls Cove Architectural Control Committee, c/o The Farms, 106 Kapp Place, Mooresville, NC 28117. Schedule A = Application for Preliminary Design Approval; Schedule B = Application for Final Design Approval (its Section VI is a "Materials and Colors" table for foundation, primary and secondary exterior veneer, trim, front door, shutters, garage door, roof, windows); Schedule N = "Miscellaneous Request for Review Form" for exterior improvements not specifically addressed. Processing fee $650.00; a separate fee schedule includes "Exterior color changes $25", "Home Additions $175", "Third resubmittal of Home, Site and Landscape plan whether preliminary or final $300". Remodeling is held to new-construction standards: "All criteria governing site location, grading and excavating, structures, roofs, landscape, colors and aesthetics will apply to remodeling and additions to the same extent as to new construction ... Possible future Improvements ... of particular concern to the ACC are skylights and solar collectors, recreational features, lighting, antennas and satellite television and new colors." Review window Thirty (30) business days after receipt of a full and complete submittal; if the ACC still fails to act within ten (10) days after an additional written request, "it shall be conclusively presumed that the ACC has approved such conforming Building Plans and Specifications." The ACC holds a review meeting once a week. Site inspections are made within seven (7) business days of the request. Repainting the same color Not stated. Enforcement A fee of $200 for "Site visits for nonconformity of approved plans." "The ACC shall have the right to stop any unauthorized clearing and/or construction activities that are commenced on a Lot in violation of the terms and requirements of this paragraph." Improvements must be completed within one (1) year of commencement. Fines appear in this document only in the wastewater section: "The Falls Cove Property Owners Association, Inc. may, in its sole discretion, levy fines, or other penalties as may be deemed necessary, for failure to abide by the provisions contained within this Section 5.5." Management company ACC administered via Arcoflow / J Richard Alsop Architect Source Falls Cove ACC Guidelines
Verdict Ridge	Denver, NC Lincoln County	Yes	Exempt	30 days	Per submission	Document
Read the published rules for Verdict Ridge Color limits No LRV cap; a sheen cap is stated instead. Sec. 2.50 Painting, verbatim: "Architectural Control Committee approval is required for all exterior painting, unless painting the same color... A paint submittal must contain the manufacturer's paint chips or samples indicating a manufacturer's color number (or name) and the respective location the homeowner would like to paint the color (i.e., base =F34A Sands of Time, trim=L99B Cool Water, and accent =T43C Zen Green). Paint must be flat or low luster, (i.e., satin). Painting brick or stone is not permitted. Garage door(s) shall be painted the base color of the house, unless otherwise approved by the Committee. Homeowners will be required to paint new colors directly onto house for approval purposes." "In general, soft, earth tones and non-stark or bold colors will be approved." Colors are judged against "1) the home's architecture; 2) the color and type of any stone or brick accents; 3) roof color; 4) the colors on homes in the surrounding neighborhood." Definitions section: "Sheen is the degree of luster of a dried paint film. The Architectural Committee will approve paint with an angular sheen of 0-25 degrees for base and trim in approved colors." Related: a satellite or solar device needs "flashing colored or painted to closely match the adjacent roof color. Poles shall be painted a matte color to blend with surrounding." Windows: replacement of the same size, color and material is allowed without approval. Submission process A written submittal to the Architectural Control Committee c/o Superior Association Management, LLC, P.O. Box 2427, Huntersville, NC 28070 (or to the ACC chairman). Three (3) sets of plans for expansions and additions; one (1) copy for all other improvements; plans are retained and not returned. The document contains an "ACC IMPROVEMENT REQUEST EVALUATION" form. Review fee: Sec. 1.13, "As of October 1, 2009, there are no review fees." Review window "Under Article X, Section 2 of the Community Declaration, the Architectural Control Committee must act on the plans within 30 days after receipt of all materials required by the Committee (unless the time is extended by mutual agreement)." The ACC meets once each month if necessary, working mostly by email and site visits. After a Notice of Completion the Committee must act within 30 days "or the Improvement to Property is deemed to be in compliance." Appeal to the Board within twenty (20) days after denial. Work must be completed within one (1) year of approval or re-submittal is required. Repainting the same color Exempt. Sec. 2.50, verbatim: "Architectural Control Committee approval is required for all exterior painting, unless painting the same color." Enforcement "Any improvement not in compliance with these Guidelines and Restrictions may result in a fine against the owner, following Notice and an opportunity for Hearing and such further action, legal or otherwise, as permitted by the Homeowners Declaration or statute." Superior Association Management, LLC investigates complaints, notifies residents of non-compliance with corrective steps and a compliance interval, and is responsible for "Enforcing penalties for continued non-compliance." Proactive repaint enforcement: "Dwellings with paint in poor condition may be asked by the ACC to re-paint. Paint condition is reviewed by evaluating street aesthetics and effects on the property values ... Paint review criteria can include, but is not limited to: 1) peeling and chipping; 2) fading; 3) oil spotting; 4) thinning and bleed through ...; 5) erosion or splash back; 6) bleaching; 7) rotting, warping, or buckling of trim boards or siding; 8) discoloration." The maintenance section also cites "need for repainting" as a violation trigger. No dollar amounts stated. Management company Verdict Ridge HOA / Architectural Control Committee (Superior Association Management, LLC) Source Verdict Ridge Residential Improvement Guidelines (PDF)
Lake Norman Community Association (The Lake Norman Company / TLN)	Denver, NC / Lake Norman Lincoln County	Yes	Not stated	60 days — silence means denied	Per submission	Document
Read the published rules for Lake Norman Community Association (The Lake Norman Company / TLN) Color limits No painting section, no palette and no LRV cap. Color rules are match-existing, stated in Sec. 3.1 Additions to House: "The roof pitch must be the same as the roof originally constructed or similar to the optional structure offered by Declarant. The shingles must match the original house shingles in type, texture and color." "Siding should match the color and style of the main house." "Soffits, gutters and downspouts must match the color and style used by Declarant in the construction of the main house." "Any windows and doors should match the colors and styles used in other Lake Norman construction. All hardware should be comparable to that of the original hardware." Sec. 2.1 Drainage: "Gutters and downspouts shall match those originally installed in color and composition." Sec. 3.0 gate: "The construction, erection, or placement of anything, permanently or temporarily, on the outside portions of a home or upon or within any front, side or rear yard ... shall include, without limitation, obtaining the prior written approval of the ARC." Submission process "APPLICATION REQUEST FOR ARCHITECTURAL APPROVAL – General", with separate forms for Fences (Joint), Fences (Single), New Landscaping, and Pool/Spa Install. Plans must carry a north arrow, street names, application date, applicant contact details and the "Name, address, office telephone number, North Carolina Contractor's License and license number of Applicant's Architect, Landscape Architect, Contractor, or other consultants." Note: "Contractors not holding a North Carolina Contractors License will not be approved for work in the Community." Plans are stamped "Approved," "Approved with Stipulations" or "Disapproved." Review window "Once a complete Application has been received, the ARC review period shall normally take no longer than sixty (60) days ... If no notice is sent by the ARC within the sixty (60) days, then the proposed Improvement is deemed disapproved." If the ARC requests additional information the 60-day period does not commence until it is submitted. "Any application submitted and waiting for additional information more than thirty (30) days from the date of the first inquiry ... shall be deemed to be stalled and will be returned to the applicant. Application fees are nonrefundable and the application will be deemed void." Repainting the same color Not stated. Enforcement Sec. 1.5(b) Notice of Noncompliance; Remedies: "the ARC may issue a notice of noncompliance, which shall specify in reasonable detail points of noncompliance, and shall require the Applicant to correct all items, within a specified period of time ... Following a notice of noncompliance, further performance of Work by the Applicant is prohibited (unless specifically permitted by the ARC in writing), until the non-complying items have been brought into compliance. If the Applicant fails to remedy the noncompliance within the given time period, then the ARC will notify the Applicant that action may be taken to remove or correct the non-complying item(s), to seek injunctive relief, and/or to recover any losses or damages through legal action. A fine may also be imposed by the Association on the Applicant, not to exceed any maximum amount allowed by law." The ARC may also issue a Stop Work Order and make unscheduled informal inspections. Management company Associated Asset Management (AAM) / HomeownerResources; FRONTSTEPS platform Source Lake Norman Design Guidelines, revised v.28 (signed)
The Sanctuary at Lake Wylie	Charlotte 28278 (Lake Wylie) Mecklenburg County	Yes	Not stated	30 business days	Per submission	Document
Read the published rules for The Sanctuary at Lake Wylie Color limits No LRV cap, but explicit directional color ranges. Sec. 1.4.4 Building Colors and Finishes, verbatim: "Colors are to be subdued, recessive and should blend with predominant colors found in the surrounding environment. Accent colors are to be used judiciously to add warmth and visual interest. Stains or opaque and semi-opaque paints are to be used to protect wood from weathering, to give it a more refined texture or to achieve a darker hue. Opaque or semi-opaque stains and/or paint finishes are to be selected so that wood has a weathered texture in tones similar to those of the surrounding environment. Stains and paints should generally be of a darker value than tree bark." Preferred general color ranges: "(a) Roofs: Medium to dark browns, blacks, grays, or dark reds. (b) Walls: Subdued earth tones such as a range of browns, grays and/or muted colors found in the surrounding environment. Generally, the darker the wall color, the better. (c) Trim and accent colors: Rich, warm hues such as greens, blues, browns, reds, creams and/or blacks." Banned: "Shiny or reflective finishes, asbestos shingle siding, imitation brick or stone roll siding, exposed concrete or concrete block and vinyl siding are not permitted. Vinyl-clad windows and vinyl trim may be allowed with prior written approval of the ACC." NOTE: this PDF is a scan with no text layer; the quotes above were confirmed by OCR of the source pages. Submission process "Prior to the commencement of any construction activity of any type (including any grading work) on any Preserve, an Application for Approval (a form to be obtained from the ACC) of such work must be submitted to the ACC." Schedule A = Application for Preliminary Design Approval; Schedule B = Application for Final Design Approval ($750.00 ACC review fee, plus a $5,000.00 construction escrow and septic fees); submittals go to the Sanctuary on Lake Wylie ACC, c/o Judy Mills, 11104 Limehurst Place, Charlotte, NC 28278; landscape applications to the ACC c/o OPDA, Inc., Charlotte. Changes to an approved set use the "Minor Change Application" (Schedule D). Submittals are due at the ACC Coordinator's office by 5:00 p.m. six (6) days prior to the scheduled ACC review meeting. The ACC may refuse approval based on "exterior colors or finishes ... for any reason or reasons, including purely aesthetic reasons, in the sole discretion of the ACC." Review window Sec. 4B.5 Failure of the ACC to Act: thirty (30) business days after receipt of a complete conforming submittal; if the ACC again fails to act within ten (10) business days after an additional written request, "it shall be conclusively presumed that the ACC has approved such conforming building plans and specifications." The ACC review meeting is held once a week. A site inspection "shall be made within seven (7) business days of the date the request is received by the ACC." Approval lapses if construction does not commence within one (1) year. Repainting the same color Not stated. Enforcement "IF ANY CLEARING OR CONSTRUCTION ACTIVITY BEGINS PRIOR TO THE REQUIRED SITE INSPECTIONS, A $500.00 PER DAY FINE WILL BE LEVIED AGAINST THE PRESERVE OWNER UNTIL THE SITE CAN BE PROPERLY STABILIZED AND A SITE INSPECTION IS ORDERED. The ACC shall have the right to stop any unauthorized clearing and/or construction activities that are commenced on a Preserve in violation of the terms and requirements of the Guidelines." "An initial fine of $500.00 will be levied upon all Preserve owners who fail to submit a landscape plan and receive the reviewed plan with comments before they begin landscape installation." The construction escrow deposit is "currently five thousand dollars ($5,000.00) per Preserve," refunded only after a final inspection finds the Preserve in compliance. Resubmittals beyond two carry a supplemental processing fee. Management company On-site ACC director; ARC portal via Arcoflow / J Richard Alsop Architect Source The Sanctuary ACC Guidelines, dated August 31, 2004 (PDF scan)
Sun City Carolina Lakes	Indian Land, SC Lancaster (SC) County	Yes	Exempt	No fixed period	Pre-approved list	Document
Read the published rules for Sun City Carolina Lakes Color limits Document = "Architectural Design Guidelines Volume 8.3", approved 2/11/2026 (103pp). Front doors: "Front doors may be painted. Color must be from the Approved Front Door Colors contained in Appendix G or from the Color Collection Scheme, which can be found at the Lake House Front desk." Appendix G: "All chips are identified by Sherwin Williams numbers, but any vendor equivalent is acceptable... See the original chip at Lake House Front Desk for clarity and accuracy." (Appendix G is printed as color chips; individual names other than Snowbound are not in the text layer.) Shutters: "All approved shutters must match the existing builder style. Colors shall be from the Color Collection Scheme... or one of the colors from the Approved Front Door Colors contained in Appendix G, excluding Snowbound." "Snowbound is not acceptable colors for shutters. If the front door is to be painted Snowbound, the shutters shall be painted a color from the Color Collection Scheme." "If shutters are to be painted using a color from the Approved Front Door Colors, the front door shall be painted to match the shutters." Siding: "Siding color may be changed using colors from the approved scheme collection. All materials on all sides of the house must conform to those associated with the chosen color from the scheme." "The primary siding, accent siding, and decorative elements such as shutters and brick or masonry must conform to the scheme and color palette approved for the house." Storm doors "must match the color of the doorframe trim or the front door"; the storm-door frame "must be white to match the door trim or it must be painted the same color as the door." Gutters and downspouts "must be of the same color and material as the originals installed on the house." Shingles "shall be architectural style and either Driftwood or Weathered Wood as was originally installed on the home." No LRV cap stated. Submission process A Modification Review Request (Appendix B and Appendix C) to the Modifications Committee (MC), reviewed against the Design Guidelines; requires the property survey/plat originally filed with the Lancaster County Register of Deeds, elevations, trim/fascia/gutter details "including color", color photos of materials, and signatures of contiguous neighbors and neighbors directly across the street (awareness, not approval). A "Fast Track" path (Appendix J) covers listed items without formal Committee action, including "Front Door color change. Color selected: ____ see Appendix G for specifics", shutters, gutters/downspouts, and shingle replacement (DRIFTWOOD / WEATHER WOOD). Questions to modifications@oursccl.org. "Formal review of all applications and all landscaping plans may be subject to a nominal fee." Review window No fixed review period stated. "The Committee reviews such requests at its regularly scheduled meetings. Homeowners may attend these open meetings. A letter shall be e-mailed to the Homeowner advising the results of the MC's decision." Approved work "shall be completed within 120 days from the date of approval." Appeals to the Board: the homeowner is "notified in writing of the final decision within two business days of the hearing." Repainting the same color Exempt. Article III.B, verbatim: owners must receive written approval prior to "(2) exterior painting, unless using the same colors as originally used at construction." Enforcement "If a homeowner is found to be in violation of the Architectural Guidelines, they will be cited by the Compliance Department in accordance with the Community Enforcement Policy." Application acknowledgment: "No work will commence until I receive written approval from the CA. If any work begins prior to receiving written approval, I am subject to a fine as determined by Board Policy." "Failure by Homeowners to secure prior approval... may cause that project to be subsequently disallowed... Homeowners may be required to remove non-complying changes... Any subsequent modification(s) request will not be considered until any assessed fines are paid." "Requests for all modifications to existing homes will not be acted upon by the MC if there are outstanding violations." "ALL modifications will be inspected in a re-check." Appeal to the Board of Directors is available. No dollar amounts stated in the document. Management company Not named in the published document Source Architectural Design Guidelines Volume 8.3, approved 2/11/2026 (PDF)
Regent Park	Fort Mill, SC York (SC) County	Yes	Exempt	30 calendar days	Per submission	Document
Read the published rules for Regent Park Color limits Document = "Architectural Review Board Guide" (recorded, Book 17292 Page 454), 20pp. Sec. 3.8 Exterior House Colors, Roofing and Solar Devices, in full: "House exterior repainting of the existing color is pre-approved. Any modifications to the existing colors require RPARB approval. Color chips or siding samples are to be submitted with the application. Roofing additions and modifications of similar color and design are pre-approved. Any other additions and modifications require RPARB approval. Solar Shingles are pre-approved provided the color matches closely with the existing standard shingles. Any other solar modification requires RPARB approval." No approved-color list, no banned colors, no LRV cap. Submission process "A completed RPARB Application for Exterior Modification. Applications are available from the RPCOA website or Wm Douglas Mgt." Submit with a home survey and site plans/specifications/elevations/"sample photos, color chips and/or material samples". Sent to RPCOA c/o William Douglas Management. "Written approval of an Application for Exterior Modification is required prior to commencement of any construction or implementation. RPCOA dues must be current and all other fees must be paid before the RPARB will consider an Application." Approval or denial by simple majority of the RPARB; variance requests in writing. Review window "Properly completed Applications, including all required submittals, fees, bonds, and dues, will be reviewed and a written response issued, within thirty (30) calendar days of receipt." "All Applications are to be made at least thirty (30) days in advance of the anticipated construction commencement date." A "Request for More Information" resets the review clock. "It is the goal of the RPARB and the RPBOD to review all Applications within thirty (30) calendar days of submission; however, the lack of a timely review does not imply approval." Appeal of a denial is filed within fifteen (15) days; the Board notifies in writing within twenty (20) days of the final decision. Construction to be completed within 120 days of approval unless otherwise specified. Repainting the same color Exempt. "House exterior repainting of the existing color is pre-approved." Enforcement Sec. 2.11 Failure to Comply: unapproved modifications may require returning the property to its former condition at the Owner's expense, plus fines: "a. Any unapproved modification may be subject to a fine of not less than 30% of the annual RPCOA dues in place at the time the modification is brought to the attention of the RPARB or the RPBOD. This fine may be levied even if the Owner is not required to remove or otherwise alter the unapproved modification. b. If the Owner is required to remove or alter the unapproved modification, the Owner shall have ten (10) calendar days in which to comply... a fine of not less than 10% of the annual RPCOA dues in place at the time may be levied for each day the unapproved modification is deemed to be out of compliance." Submitting an Application grants the RPARB and RPBOD access to inspect the exterior during and after the work. Management company William Douglas Management (RPCOA c/o William Douglas Management, 4523 Park Road Suite 201, Charlotte NC 28209) Source Regent Park Architectural Review Board Guide, recorded (PDF)
Bailiwyck	Fort Mill, SC York (SC) County	Yes	Not stated	Not stated	Not stated	Document
Read the published rules for Bailiwyck Color limits Source = the public ARC page itself (no login). "Remember: All exterior changes or new construction must have prior approval!" The list of items requiring ARC approval prior to changes opens with: "Change the color of your house, trim, shutters, roof, etc." No approved palette, no banned exterior-body colors, no LRV cap. Related material limits stated on the same page: "The building materials approved for use in Bailiwyck include brick, stone, hard stucco, wood, and fiber cement siding (aka HardiePlank). Aluminum is permitted in very limited applications. Vinyl siding is not permitted in Bailiwyck." Outdoor lighting: "Only neutral/white lighting or bulbs that match the existing color scheme of indoor lighting viewable from outside are allowed. No colored, or color changing bulbs or fixtures are permitted except for temporary holiday lighting." Submission process "Please submit your request to ARC@bailiwyck.com using this form." (the page links an ARC request form PDF dated January 11, 2024). "When submitting your building or project plans to the ARC for review please include blueprints or detailed building plans, a plot plan (if available), and a drawing of how your addition or project will fit on your property. Also please supply samples and/or brochures of all building materials and paint colors you would like to use." The page also links an "ARC Expectations" document. Review window No review period stated on the published page. Repainting the same color Not stated. Enforcement "The ARC Fine Schedule can be found here." (the page links a fine/fee schedule PDF); no amounts or violation procedure are stated on the page itself. Management company Not named on the published page Source Bailiwyck ARC page

No community in the index matches those filters. Clear the search or reset the filters to see all 29 again.

Verify before you paint. Rules change and boards amend their documents. Always confirm the current requirements with your own HOA or management company before any exterior painting starts. This is an index of published documents, not legal advice. Last verified August 15, 2026.

What the 29 documents look like in aggregate

How each document treats a same-color repaint

Silent — the document never addresses it 19
Explicitly exempt — repaint the same color freely 5
Explicitly still requires approval 3
Contradicts itself within one document 2

Published review window

10–15 days 4
30 days (calendar or business) 16
45 days 1
60 days (silence = denied) 1
No review period published 7

Communities by county

Mecklenburg 12
Union 8
Iredell 3
Lincoln 2
York (SC) 2
Cabarrus 1
Lancaster (SC) 1

Eight things that only show up when you read all 29

Finding 1

Not one document sets an LRV cap

Light reflectance value is the number homeowners expect to be regulated, and across all 29 documents it never appears as a limit. The constraint that actually exists is relational, not photometric: Davis Lake bars a color matching the house immediately adjacent, Millbridge bars a same-or-similar color “within close proximity,” and Skyecroft and Weddington Acres print it in capitals — no wall colors that are on homes in visual proximity. Boards are not policing brightness. They are policing repetition on a street.

Finding 2

The same-color repaint is the largest published gap

Of 29 documents, only 5 say plainly that repainting in the existing color needs no application — Lawson, Morrison Plantation, Verdict Ridge, Sun City Carolina Lakes and Regent Park. Three say the opposite in unmistakable terms: Davis Lake capitalizes “ALL painting, whether maintaining existing color... or changing colors MUST be approved,” and Skybrook and Creekshire reach the same result. The remaining 19 are simply silent. Silence is the risky category, because the enforcement clauses in those same documents are not silent at all.

Finding 3

Two documents disagree with themselves

Millbridge grants that owners “may repaint in accordance with the originally approved color scheme,” then opens by stating the guidelines govern “repainting of existing structures” and that repainting without approval risks a fine. Providence Crossing ties the trigger to “another color... other than the color originally approved,” then elsewhere requires that all plans for re-painting be approved. Highland Creek goes further: its homeowner Rules say garage doors should favor light colors, while its builder Design Plan says darker colors are preferred over light. Both quotes are verbatim, in two live PDFs, on one association's website.

Finding 4

Thirty days is the default clock, and it is not the real clock

Sixteen of 29 documents publish a 30-day review window, but almost none of them start the clock on the day you hit send. Millbridge starts it only on a complete submittal and restarts it if the application goes on hold. Regent Park resets it whenever the board requests more information. Skyecroft is the fastest published turnaround at ten business days; Davis Lake runs 45; Lake Norman Community Association runs 60. Seven documents publish no review period at all.

Finding 5

One community inverts the deemed-approval rule

Failure-to-act clauses normally protect the homeowner: at Abbington, Falls Cove, Sheridan, Brandon Oaks, Lawson, Millbridge, Providence Crossing and The Sanctuary, silence past the deadline converts to approval — though most require a second written notice first. Lake Norman Community Association reverses it: “If no notice is sent by the ARC within the sixty (60) days, then the proposed Improvement is deemed disapproved.” In that one community, waiting quietly is the worst thing a homeowner can do.

Finding 6

Template language travels between communities

Skyecroft and Stratford on Providence carry an identical Section 5.6: “Exterior colors are limited to warm earth tones. No pure whites or primary colors may be used.” Weddington Acres carries the near-twin. Abbington and Falls Cove share “Appropriate colors shall be used, and colors shall be used with restraint” and an identical remodeling clause. These are separate associations in different counties running the same drafting lineage, which means a rule you learn in one Union County neighborhood often predicts the rule in the next.

Finding 7

Enforcement is priced by the day, not by the offense

The recurring number is $100 per day — Davis Lake, University Heights, Mallard Trace and Morrison Plantation all land there, with Morrison Plantation publishing a $25 to $100 daily band. Skyecroft goes highest at up to $1,000 per occurrence, with every 24-hour period counted as a separate occurrence. The Sanctuary at Lake Wylie publishes $500 per day for construction activity started before inspection. Regent Park is the outlier in structure rather than size: its fine is a percentage of annual dues, not a flat figure.

Finding 8

Two clauses reach past the paint job itself

Davis Lake attaches a disclosure duty to a non-compliant color: a seller “must let the buyer know they are purchasing a non-compliant home and may be required to re-paint.” Verdict Ridge runs enforcement in the other direction, listing eight paint-condition criteria — peeling, fading, oil spotting, bleed-through, erosion, bleaching, rot and discoloration — under which the committee may ask an owner to repaint. And Lake Norman Community Association gates the contractor, not just the color: plans must name the contractor's North Carolina contractor license number, and contractors without one “will not be approved for work in the Community.”

Questions homeowners actually ask

Do I need HOA approval to paint my house the same color in Charlotte?

It depends entirely on your association, and most published documents do not say. Across 29 Charlotte-area HOA documents read in full on August 15, 2026, only 5 explicitly exempt a same-color repaint (Lawson, Morrison Plantation, Verdict Ridge, Sun City Carolina Lakes, Regent Park), 3 explicitly require approval anyway (Davis Lake, Skybrook, Creekshire), 2 contradict themselves, and 19 never address it. If your document is silent, submit the application — the enforcement sections in those same documents are not silent.

How long does HOA approval take for exterior painting in the Charlotte area?

Thirty days is the most common published window — 16 of 29 documents state it. The published range runs from ten business days (Skyecroft) to sixty days (Lake Norman Community Association), with Davis Lake at forty-five. Seven documents publish no review period at all. Note that most 30-day clocks start only when the application is complete, and requests for more information typically restart them.

Can my HOA fine me for painting without approval?

Yes, where the document says so. Davis Lake publishes $100 per incident plus up to $100 per day and a possible lien; University Heights and Mallard Trace publish up to $100 per day after a hearing; Morrison Plantation publishes $25 to $100 per day; Skyecroft allows up to $1,000 per occurrence with each 24-hour period counted separately. Several associations instead reserve the right to restore the property and bill the owner, or to require the work removed at the owner's expense.

Do Charlotte HOAs limit paint colors by LRV?

No document in this index sets an LRV (light reflectance value) cap — zero of 29. What they do restrict is relational and descriptive: no color matching an adjacent or nearby home (Davis Lake, Millbridge, Skyecroft, Weddington Acres), warm earth tones only with no pure whites or primary colors (Skyecroft, Stratford on Providence), and subdued or restrained colors (Abbington, Falls Cove, The Sanctuary at Lake Wylie). Verdict Ridge is the only one to cap sheen instead, approving an angular sheen of 0 to 25 degrees.

What do I have to submit with an HOA exterior painting application?

Nearly every document asks for a physical or digital color sample. Weddington Ridge requires color chips or siding samples attached to the form. Lawson requires the sample painted onto a three-by-four-foot area on an inconspicuous rear wall or door. Verdict Ridge requires manufacturer color numbers by location and new colors painted directly onto the house. Skyecroft requires digital photos of samples, then actual finished materials on a sample board. Several also require a stamped survey, the contractor's details, and start and completion dates.

What happens if my HOA never responds to my painting application?

In most documents, silence eventually works in your favor — Abbington, Falls Cove, Sheridan, Brandon Oaks, Lawson, Millbridge, Providence Crossing and The Sanctuary all contain deemed-approval clauses, though most require you to send a second written notice of failure to act before approval is presumed. Lake Norman Community Association is the exception: if no notice is sent within sixty days, the improvement is deemed disapproved.

Fast quote path

Send exterior photos. We will flag prep and repair scope.

If you are close to hiring, do not wait for a perfect form. Share the basics and we can route the project into the right estimate path for Charlotte.

Best details to send

front + back photossiding or trim materialrepair concernstarget timing

Call (980) 408-8122

About 200 reviews across Google & Thumbtack · Owner-led team

Text photos instead

Free to cite for realtors and HOA newsletters

Realtors, property managers, HOA boards, neighborhood newsletters and local news outlets are welcome to quote, screenshot or link this index — no permission needed, just cite it with a link. Every rule is attributed to the association's own published document, and each of those documents is linked directly so your readers can verify it themselves.

Suggested citation: Charlotte HOA Exterior Painting Rules Index, Carolina Renew Painting & Finishes, August 15, 2026 — https://carolinarenew.com/resources/charlotte-hoa-painting-rules-index/

Your HOA not listed?

This index only covers associations whose architectural guidelines are published publicly. If your board or management company would like your community's public painting and color guidelines added, send us the link or the PDF at info@carolinarenew.com and we will read it in full and add a row with your document as the source. Corrections to an existing row are just as welcome — if a document has been amended since August 15, 2026, tell us and we will update it.

Sources

Every document below was read in full on August 15, 2026. Links open the association's own published file or page.

Several documents cite the North Carolina Planned Community Act, Chapter 47F (including Section 47F-3-107.1 on procedures for fines and suspension of privileges) as the authority for their fine procedures. Statutory text is quoted only as it appears inside the association documents above.